Best 4th of July Car Deals For 2023

Shopping For An SUV? The Best Car Deals From Toyota, Honda, And Others Might Surprise You

Key Takeaways

Toyota, Honda, Hyundai, and Subaru offer monthly loan and lease deals for new cars in a variety of popular models, including Highlanders, CR-Vs, Palisades, and Crosstreks.

These deals offer APRs as low as 2.90%, much lower than the average minimum APR of 5.17% among online auto lenders (based on Investopedia's research).

The deals below are only available until the end of June or shortly after, so act fast if you're interested. But be aware that manufacturers offer new deals every month.

If you don't find a deal that works or you're shopping for used cars, explore Investopedia's picks for the best auto loan rates overall or the best used car loans to get financing for your next vehicle.

Important

The deals below are offered by the manufacturers for well-qualified borrowers and may not be available for all models, trim types, and regions. Check the manufacturer's website to confirm availability. 

Best Toyota Highlander Loan and Lease Deals 2025 Toyota Highlander — MSRP: $39,820+ Finance Offers (Expiring 6/30/25) 5.99% APR for 72 months Highlander Hybrid: 6.99% APR for 72 months Lease Offers (Expiring 6/30/25) Highlander LE: $499 per month for 36 months, $3,939 due at signing, 10,000 annual miles Highlander Hybrid XLE: $529 per month for 36 months, $4,499 due at signing, 10,000 annual miles Best Toyota RAV4 Loan and Lease Deals 2025 Toyota RAV4 — MSRP: $29,250+ Finance Offers (Expiring 6/30/25) 4.99% APR for 60 months RAV4 Hybrid: 5.99% APR for 60 months Lease Offers (Expiring 6/30/25) RAV4 LE: $369 per month for 36 months, $2,619 due at signing, 10,000 annual miles RAV4 Hybrid LE: $389 per month for 36 months, $3,229 due at signing, 10,000 annual miles Best Toyota Land Cruiser Loan and Lease Deals 2025 Toyota Land Cruiser — MSRP: $56,700+ Finance Offers (Expiring 6/30/25) Lease Offers (Expiring 6/30/25) Land Cruiser: $629 per month for 36 months, $5,879 due at signing, 10,000 annual miles Land Cruiser 1958: $479 per month for 36 months, $4,579 due at signing, 10,000 annual miles Best Honda CR-V Loan and Lease Deals 2025 Honda CR-V — MSRP: $30,920+ Finance Offer (Expiring 7/7/25) 3.99% APR for 24–36 months, 4.99% for 37–60 months, 5.99% for 61–72 months Lease Offers (Expiring 7/7/25) CR-V AWD LX: $349 per month for 36 months, $4,199 due at signing, 10,000 annual miles CR-V 2WD EX: $359 per month for 36 months, $3,899 due at signing, 10,000 annual miles 2025 Honda CR-V Hybrid  — MSRP: $35,630+ Finance Offer (Expiring 7/7/25) 3.49% APR for 24–36 months, 4.49% for 37–60 months, 5.49% for 61–72 months Lease Offers (Expiring 7/7/25) CR-V AWD Sport Hybrid: $369 per month for 36 months, $4,499 due at signing, 10,000 annual miles CR-V 2WD Sport Hybrid: $369 per month for 36 months, $4,199 due at signing, 10,000 annual miles Best Honda HR-V Loan and Lease Deals 2025 Honda HR-V — MSRP: $26,200+ Finance Offer (Expiring 7/7/25) 3.99% APR for 24–48 months, 4.99% for 49–60 months, 5.99% for 61–72 months Lease Offers (Expiring 7/7/25) HR-V AWD LX: $289 per month for 36 months, $3,699 due at signing, 10,000 annual miles HR-V 2WD LX: $289 per month for 36 months, $3,399 due at signing, 10,000 annual miles Best Honda Pilot Loan and Lease Deals 2025 Honda Pilot — MSRP: $40,200+ Finance Offer (Expiring 7/7/25) 3.99% APR for 24–36 months, 4.99% for 37–60 months, 5.99% for 61–72 months Lease Offers (Expiring 7/7/25) Pilot AWD EX-L: $479 per month for 36 months, $5,899 due at signing, 10,000 annual miles Pilot 2WD EX-L: $479 per month for 36 months, $4,999 due at signing, 10,000 annual miles Best Hyundai Palisade Loan and Lease Deals 2025 Hyundai Palisade — MSRP: $37,200+ Finance Offer (Expiring 7/7/25) 2.99% APR for up to 48 months; $1,000 off for certain trims Lease Offers (Expiring 7/7/25) Palisade SE FWD: $369 per month for 36 months, $3,999 due at signing, 10,000 annual miles Palisade SEL FWD: $389 per month for 36 months, $3,999 due at signing, 10,000 annual miles Best Hyundai Santa Fe Loan and Lease Deals 2025 Hyundai Santa Fe — MSRP: $34,300+ Finance Offer (Expiring 7/7/25) 3.99% APR for up to 72 months (all trims) Lease Offers (Expiring 7/7/25) Santa Fe SE FWD: $329 per month for 36 months, $3,999 due at signing, 10,000 annual miles Santa Fe SEL FWD: $369 per month for 36 months, $3,999 due at signing, 10,000 annual miles Best Subaru Crosstrek Loan and Lease Deals 2025 Subaru Crosstrek — MSRP: $27,980+ Finance Offer (Expiring 6/30/25) 2.90% APR for 48 months (multiple trims) Lease Offers (Expiring 6/30/25) Crosstrek Base: $299 per month for 36 months, $2,769 due at signing, 10,000 annual miles Best Subaru Forester Loan and Lease Deals 2025 Subaru Forester — MSRP: $29,995+ Finance Offer (Expiring 6/30/25) 3.90% APR for 48 months or 4.90% APR for 36 months (multiple trims) Lease Offers (Expiring 6/30/25) Forester Base: $319 per month for 36 months, 10,000 annual miles Special Offers on All Makes and Models All of the manufacturers above also have long-term promotions offering special rebates for eligible college students and military members. Is Now a Good Time to Get an Auto Loan? Auto loan interest rates may fall this year, but probably not dramatically. Loan rates tend to rise and fall with the federal funds rate, the national benchmark rate set by the Federal Reserve. A low federal funds rate pushes loan rates lower, while a high fed funds rate pushes loan rates higher. The fed funds rate is currently set at 4.25%–4.50%. It's impossible to say for sure how auto loan rates will change this year, but as of June 10, interest rate traders predict a 0.25% decrease in the fed funds rate in September, and then another by the end of 2025. So, waiting to get an auto loan may pay off, but not by huge amounts, if forecasts are accurate. If you need a car quickly, you can't wait for the Fed to potentially lower interest rates months down the line. In that case, it likely makes sense to shop around and make a decision now. Compare Manufacturer Deals to Other Loan Offers The manufacturer deals above are generally only available for certain new car models and trims. They're usually reserved for borrowers with good or excellent credit and may have certain geographic restrictions.  Investopedia's independent research into online auto lenders and auto loan aggregators found the average minimum APR for new cars to be 5.17% (this is the lowest rate available from lenders, given to borrowers with the best credit). Manufacturer deals can be even better than that if you have excellent credit and want a new car.  If that's not you, you have two basic options to finance a vehicle: Get a loan directly from an auto lender (like a bank or credit union) Go to a dealership and work with their finance department to get a loan It can be smart to explore both options. For example, you can pre-qualify with a few auto lenders to see the terms you can get. Then, with a loan offer in hand, you can visit dealerships and ask them to beat that offer. This puts you in a better position for negotiation. If you have the loan funds available before you even walk into a dealership and you're willing to go elsewhere if you don't get a better offer, you can take a lot of the stress out of car buying. Shop Around With Investopedia's Picks for the Top Auto Lenders

Toyota's C-HR Model From 2022 Is Coming Back With A Major Update - Nj.com

Toyota is bringing back a model discontinued in 2022 and the model is coming back with a major refresh.

The automaker reintroduced the Toyota C-HR compact crossover as a fully-electric-powered vehicle.

Here's what you need to know about what has changed with the new Toyota C-HR and when you can expect these vehicles at a dealer near you.

What features does the new Toyota C-HR vehicle have?

The vehicle is all-wheel drive, has 338 horsepower and can go from 0 to 60 miles per hour in five seconds, according to Toyota. Its battery has a fast charging speed, too.

The C-HR BEV can go from 10-80% battery within 30 minutes, Toyota stated in a press release introducing the vehicle.

The Toyota app can turn on climate control remotely with a tap, according to Toyota.

The vehicle also comes with comforts, such as a 14-inch touchscreen, customizable lighting and dual wireless phone chargers.

Drivers will also get safety features complete with lane departure alerts, adaptive cruise control and emergency braking.

You can learn more about the Toyota C-HR's features from Toyota's announcement.

When can I expect to see the revamped Toyota C-HR at a dealership near me?

According to Toyota, the all new Toyota C-HR will hit dealerships nationwide in 2026.

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Toyota Brings Back Scrapped C-HR As An EV. What To Know - USA TODAY

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